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Investing in people

Its a shame that stock issues are released only for companies. A stock in a company, when you strip all the techno fundas , is an instrument of storing value. When an investor buys a stock he merely buys a promise that it will increase in value with time.  We've seen companies increasing shareholder value by three four times in a matter of years.
Now if you think about it, an individual working in any capacity, engages in similar economic activity. His revenue could increase or decrease every year. He has funding needs for improving his earning capacity , just like a company. Today an individual fulfills his funding through costly personal loans or personal lending.  So why can't a primary market be planned for individuals where they can issue stocks which can be traded? This would also help them raise necessary funds and also prove to be a blessing for banks to offer credit to them. Most of our farmers , who are starved of funds could in theory have access to the funds when they need them the most. And when people are allowed to issue stocks of their own, it might also help them become better in financial planning and health. Isn't it a wonderful thing?